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R. R. Rainosek and Associates Attorneys at Law



Areas of Practice


Bankruptcy Law

People contemplating a bankruptcy situation in personal life or business are not sure of the exact course of action for debt relief. Often in a haste to clear off their pending bill payments, people do more harm to themselves and their businesses. However, it’s not compulsory for you to file a bankruptcy and that should only be resorted to in cases where it becomes inevitable. Bankruptcy has always been a “social taboo” and that makes things worse. 

We know from our past experience as bankruptcy lawyers that there are more myths attached to it than reality. For, as soon as anybody files for bankruptcy, they get immediate relief in the form of ‘automatic stay’ that immediately stops most creditors from contacting them and collecting debts. You also get shielded from lawsuits, and foreclosure.

Depending on your available assets, you can file bankruptcy under Chapter 7 or Chapter 13. While Chapter 7 primarily helps to eliminate unsecured debts, Chapter 13 allows you to retain your assets and repay secured debts over a period of time.

Filing bankruptcy may be a tough decision. If you overcome the first step, you win half the battle.

With the new bankruptcy law effective since October 17, 2005 (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 S. 256), it is more important than ever before to consult and speak with a Bankruptcy Lawyer.

There are multiple options to free you from your financial burden. Speak with our bankruptcy lawyer to know what legal course you should choose.

Contact us today for a free case evaluation!


R. R. Rainosek & Associates Attorneys at Law
909 West Main Street, Suit 909 A, League City, TX 77573-2023
Main Phone: and Fax: (281) 557 2323 Email: rrrainosekatty@aol.com

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